Category Archives: Finance

Skinny saves (you money!)

I help women lose weight and take control of what they put in their mouths. After a potential client has poured her heart out to me, cried, laughed and told me that she is ready to get skinny and that Skinny Coach is perfect for her, sometimes the next thing she says is “I can’t afford it.” Money is on everyone’s mind these days. Nevermind that McDonald’s stock went up 10% this quarter (they are “lovin’ it!”)

Economic hard times push people to eat cheaper food and what could be cheaper than the fast food dollar menus. Hard times also produce stress and stress leads people to self-medicate. The drugs of choice for many, when self-medicating, are sugar, fat and refined foods. But make no mistake about it, your health is your most important asset and being overweight taxes your health and life in so many ways; naming ALL of the costs of being overweight would make this a novel – not a blog entry. But some of the costliest, and most obvious side effects of being overweight include: overweight people are more likely to have diabetes, high blood pressure, high cholesterol, heart disease and stroke.

Being overweight not only burdens your health, it is a burden on your purse. What are some of the costs of being fat? Well, aside from the fact that eating more costs more, there are many other costs associated with being fat. If you are overweight you are less likely to get hired and once hired you will get paid less. In fact, fat people tend to make less money and accumulate less wealth in their shorter lifetimes than their skinny counterparts. It chips away at your earning power and efficiency – and happiness. There’s some research that suggests that overweight people are even less likely to be married and stay married.

I found this at:
http://www.freemoneyfinance.com/2007/04/lose_weight_and.html
Here’s how they add up the savings:

* Latte factor: $783
* Life insurance: $275
* Health insurance: $680
* Health-care costs: $151
* Employer incentives: $600

If you took these savings each year and invested them at 8%, in 20 years, you’d have almost $114,000. Do it for 30 years and it’s $282,000. 40 years gets you $645,000. This makes getting skinny pocket change. Can you really afford not to take care of your health and body? I say start saving money… it is your body and you deserve skinny.

I would really appreciate your comments below. Ask me any diet related question or let me know what you would like to know more about.

comment-arrow-right

If you read this article and could forward it to a friend you could really help them out.
Most importantly, if you are struggling and need help all you have to do is email me at tiffany@skinnycoach.com and I’ll set up a complementary session with you to pinpoint your triggers and help you with ways to deal with them. You don’t have to struggle with your weight and health. I can help you.

Get Skinny!
Take the Skinny Coach quiz and the
Skinny Coach will call you with the results.

Please add me to your Facebook friends and I will send you the list of the 100 names of sugar and 1 tip to lose that belly fat. www.facebook.com/skinnycoach.

4 Secret Costs of Being Fat

It’s no surprise that being overweight or obese has a negative effect on your health. From joint pain to diabetes, poor sleep to shorter life expectancy, being fat is just plain bad for you.

But did you know that being fat is costing you more than just your health? That extra weight is hurting your pocketbook and endangering your life in some unexpected ways, too.

1. Over-Priced for Over-Sized Clothes
If you’re an overweight woman, you probably struggle with self imagine issues. You don’t like the way you look and struggle to find clothes that fit. You might also notice that you’re paying more for clothes. Many stores charge as much as double for plus-sized versions of their normal sized clothes. Boutique stores catering to the huskier set can set their prices at astonishing levels, as the market for extra large clothing grows. In addition, these plus-sized options are often scaled incorrectly, leaving them too tight in the bust, too big in the hip and too short to be decent, meaning you’re paying extra for a worse product. And that’s if your favorite store even carries plus-sized clothing, at all! Recently, all the H&M locations in New York City removed their plus-sized sections to make room for home goods and told over-weight shoppers to take their business online. Target, too, offers only a minimal plus-sized department in store, directing their bigger customers to the website (with shipping costs included, of course). Wouldn’t you like to be able to purchase something off the rack and for a reasonable price?

2. Overweight and Underpaid
If you’re paying extra for plus-sized clothes, you should at least be getting paid more at work. But that is rarely the case. Overweight worker make less money, are less likely to get promotions or raises, and are less productive than their thin colleagues. This wage discrimination stems from fat people being seen as lazy and less disciplined. Overweight workers are less likely to be hired because they are seen as a drain on resources; their health care cost tend to be higher. In addition to the perception of plus-sized workers is the fact that obese people do miss more work than thin people, up to a week extra per year, due to illnesses and complications caused by their weight. So next time you’re passed over for that big promotion or you’re turned down for a job, ask yourself this: Is your fat holding you back?

3. More ass? More gas.
Overweight and obese drivers contend with another “fat tax” at the gas pump. Having 100 extra pounds in the car can decrease your car’s fuel efficiency by nearly 2%! That can add up to $30 extra dollars a year. Obviously, the more you weigh or the more you drive, those costs start to increase. In addition, bigger drivers want bigger car to comfortably get around. These cars get even worse gas mileage, costing you more in the long run. Can you afford to stay fat if gas prices go up?

4. Bigger driver, bigger danger
Paying more at the pump isn’t the only car issue your weight is cause: you are also more likely to die in an accident than a thin driver. Overweight drivers will sometimes skip the seat beat, as they are too uncomfortable. Even if you do buckle up, seat beats and airs bags are designed for average sized driver and are not as effective in protect overweight people. Crash test dummies used to test car safety haven’t change size since they were first used in testing, meaning auto-maker have no data when it comes to plus-sized drivers. Fat drivers are also at a higher risk for getting into accidents. Many overweight people suffer from sleep apnea, making it harder for them to get a restful night’s sleep which in turn makes them tired during the day. Studies have shown that drowsy drivers are just as dangerous as drunk driver. This deadly combination leaves just one question: Are you willing to take that kind of a risk with your life?

So knowing all this, what is your excuse for staying fat? It can’t be money; you’re losing more money by not losing the weight. The status quo is obviously more dangerous than the unknown. Why are you denying yourself the chance to be happy, healthy and wealth!

You owe it to yourself to take the first step toward being healthy. Become the Skinny Self you always knew you could be!

Money reality check

Thin, fit people make more money, we have known that for decades. A recent study in the Journal of Applied Psychology demonstrated that weight has a significant impact on a woman’s pay – the fatter you are the less money you make. In fact, skinny women make on average $22,000 more dollars per year than average-weight woman.

Now, before you get too upset, medical

research is also very clear, skinny women are healthier and live much longer lives than average-weight women. While it might not “be fair” and it might be discriminatory, it is certainly based on an assessment of what is healthy and not on an unrealistic or sick perversion of the female form.

I find this study particularly fascinating because I talk to women all the time that are desperate to lose weight, desperate to get skinny, know that the Skinny Coach diet will work and say they can’t afford it – they do not make enough money.

Maybe next time someone says that, instead of saying, “well, call when you are ready” or “you know losing weight will take years off your life” or “but you said you did not want to have sex with your husband because of your weight gain” or “but you said that you go to bed miserable every night and wake up and have nothing to wear,” or “but you were just told by your dr. that if you lost weight you would not have diabetes anymore” instead of all that, next time I hear “it costs too much” I will simply say that being fat can cost them $22,000 dollars a year!

If you are ready to get skinny. If you are ready to add years to your lifespan. If you are ready to want to get naked again. If you are ready to go to bed happy and wake up skinny with lots of things in your closet to wear. If you are ready to make more money – take the Skinny Coach quiz and we will make it all happen!

I would really appreciate your comments below. Ask me any diet related question or let me know what you would like to know more about.

comment-arrow-right

If you read this article and could forward it to a friend you could really help them out.
Most importantly, if you are struggling and need help all you have to do is email me at tiffany@skinnycoach.com and I’ll set up a complementary session with you to pinpoint your triggers and help you with ways to deal with them. You don’t have to struggle with your weight and health. I can help you.

Get Skinny!
Take the Skinny Coach quiz and the
Skinny Coach will call you with the results.

Please add me to your Facebook friends and I will send you the list of the 100 names of sugar and 1 tip to lose that belly fat. www.facebook.com/skinnycoach.